|
I'm your financial guide who loves to talk about how to manage your money, emotions, and stress. Join 500 + STEM Professionals who wants to live a happier more confident life. I Publish two times a month!
Hi Reader, Chemists know that a reaction can be safe and controlled or dangerous and explosive. Using the wrong ingredients, or overheating can trigger a chain reaction that’s hard to stop. Debt works the same way. At first, it seems harmless to take out a loan, use a credit card, or finance a new car. But if you don’t manage it properly, it grows faster than you expect. Before you know it, you're struggling to keep up with payments. And your financial situation feels out of control. Let’s...
Photo by Canva Hi Reader, Have you ever bought something unplanned and later wondered, Why did I do that? I walked into a big box store for one small tool. Somehow I spent $110.00. Damn… impulse spending sneaks up on us. Retailers know exactly how to make it happen. I know, I am not alone on this. Impulse spending isn’t just about money, it’s about psychology. Our brain is wired to seek instant gratification. Oftentimes at the cost of long-term financial health. The Psychology Behind Impulse...
Photo by Canva Hi Reader, Chemists know that a reaction can be safe and controlled or dangerous and explosive. Using the wrong ingredients, or overheating can trigger a chain reaction that’s hard to stop. Debt works the same way. At first, it seems harmless to take out a loan, use a credit card, or finance a new car. But if you don’t manage it properly, it grows faster than you expect. Before you know it, you're struggling to keep up with payments. And your financial situation feels out of...