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I'm your financial guide who loves to talk about how to manage your money, emotions, and stress. Join 500 + STEM Professionals who wants to live a happier more confident life. I Publish two times a month!
BOBBY CLARK FINANCIAL COACH Stephen Covey’s 7 Habits and Your Money Habits Hi Reader, Have you ever felt like no matter how hard you work, money slips through your fingers? You’re not alone. I have felt the same stress. Long hours, tight schedules, and family responsibilities leave little room for financial peace. Stephen Covey’s classic book, The 7 Habits of Highly Effective People, isn’t just for leadership. His habits also work for managing money. I want to share each one and how it...
Bobby Clark FINANCIAL COACH Marriage: Building Daily Money Habits Together Hi Reader, When my spouse and I first got married, our financial conversations sounded more like negotiations than teamwork. We had a “my money” attitude. We leaned toward individual bank accounts. Every bill, every purchase, every savings decision felt like we were sitting on opposite corners of the table. Looking back, I realize how much energy we wasted trying to defend our own corners. It wasn’t that either of us...
Hi Reader, Chemists know that a reaction can be safe and controlled or dangerous and explosive. Using the wrong ingredients, or overheating can trigger a chain reaction that’s hard to stop. Debt works the same way. At first, it seems harmless to take out a loan, use a credit card, or finance a new car. But if you don’t manage it properly, it grows faster than you expect. Before you know it, you're struggling to keep up with payments. And your financial situation feels out of control. Let’s...