Hi Reader,
I know what it's like to feel stressed and overwhelmed, like you're in a daze. Staring at a video on your phone, but don’t seem to see anything.
“If only I could wipe away my debt, I wouldn’t feel this way” is your only thought.
You might feel like you're not in control of your life, and your happiness is out of reach. For a long time I thought I would be happier if I had more money.
But I'm here to tell you that money alone is not the only key to your happiness and less stress.
I want to share 4 keys to unleashing your inner happiness and beat stress for good.
Key 1: Identify Your Stressors
Start by finding out what's bugging you. We call these things "stressors." It could be a person, place or thing that is causing the problem.
Sudden job loss or career transitions can disrupt financial stability and create stress. Supporting a family and managing household expenses can be overwhelming.
Unexpected medical bills or home repairs can strain finances and cause stress. I live in a hurricane zone. So, hurricane season is always a stressor for me.
I am locked in on the weather report during the season. Create a list of the situations that make you feel worried or stressed.
Once you know what's causing you stress, you can start to develop strategies for coping with it.
Key 2: Take Control of Your Time
Managing time can be a real challenge. Daily events condition us to always be in a hurry.
So our to-do list is always full. For me, I don’t enjoy hurrying or multitasking.
Here's how you can control your time:
Set Priorities : Not all tasks are super important. Make a list, figure out what is urgent, and tackle those first. The rest can wait or go to someone else.
Learn to Say No: Don't spread yourself too thin. If it's not crucial, say "no." Your well-being comes first, and that's okay.
Take Breaks: Remember to chill out during the day. Take proper lunch breaks. It'll help you stay sharp and productive.
Key 3: Understand Your Money Beliefs
Money is a link to everything. Your financial goals become easier when you discover the “WHY” behind your behavior.
Your relationship with money started in childhood. Society, marketing efforts and other people influence your money decisions.
Money beliefs impact how you manage money, causing stress or leading to happiness. Negative beliefs can cause you to overspend, not save, or feel bad about every money decision.
On the flip side, a positive money belief can bring true happiness into your life.
Key 4: Practice Emotional Control/Intelligence
Unfortunately, it takes time and effort to improve your emotional control. I started training myself to pay attention to the present moment without judgment.
I know my stressors and remind myself to focus on the positive. This helps me to calm my mind and reduce stress levels. Give it a try, you may like it.
Final Thoughts
Feeling stressed and overwhelmed is something we all go through. It's like carrying a heavy load in your heart, right? And sometimes, having more money will fix it all.
But, it's not always about money. I've shared these four keys to help you unlock your inner happiness and kick stress to the curb.
I want you to believe you've got the power to make life less stressful and more awesome. You can do it.
|🎓What I Have Learned
Never allow society to define your happiness - Bobby Clark
|📝Knock out these money-related tasks now to help you finish the month strong
- Prepare for tax time - Gather last year's forms and records. Make sure you have all the documents needed.
- Begin preliminary review of taxes to see if additional HSA, IRA, or SEP-IRA deposits can offset taxes.
- Seek opportunities to become more financial savvy.
|📖Money IQ - Your chance to gauge your money knowledge
IQ Question
Which factors are used to calculate credit score?
A. Amount owed, highest interest rate, number of cards, delinquencies, overages.
B. Gross income, number of cards, payment history, penalties, savings.
C. Nice smile, winning attitude, promise to be more responsible, personal references, having a job.
D. Payment history, credit utilization, new applications, credit age, types of credit.
|📢Testimonial
Good morning Bobby, hope all is well with you and the family. I wanted to thank you again for your coaching a few years back. Your coaching helped me develop healthy financial habits. Now 2 promotions later earning excellent income without the bad debt looming over my house, allowing my family to enjoy life without the constant reminder of debt interrupting our lives.
Thank you! W.K.
|🔶Take Charge of Your Finances! Your Financial Reset Starts Here
Think of this as a friendly chat about your money goals – no pressure, just progress. I’m offering a free 30-minute financial coaching assessment to help you get unstuck and move forward.
Here’s what we’ll cover:
- What’s working in your financial life – and what’s not
- Where you want to go financially
- A simple action step to get started
💬 Ready to invest 30 minutes in yourself? Book your free session now and let’s take the first step together!
Thanks for reading this far.
Thanks for your time and kindness.
Stay healthy, motivated, and wise.
Celebrate!
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